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Small Business

Client Centered

The fundamental concern we often see with small business owners is lack of business continuation planning. In the untimely death of a business owner or key partner, the business typically flounders or even has to shut down due to cash flow concerns.

The installment of a basic Buy-Sell Agreement can oft times prevent these problems. Whether the desire is to establish a Cross Purchase, Entity or Stock Purchase Plan, we can assist.

In addition, small business owners with strong balance sheets typically find it difficult or burdensome to make maximum contributions to a qualified plan for a number of reasons; however the establishment of a non qualified tax deferred plan may provide the solution. These plans are usually funded with cash value life insurance policies or annuities (fixed or variable).

If you or your company have a need to implement either of these strategies, give us a call, we can help.