Estate Planning In our opinion, just about everybody needs some type of estate plan, particularly married couples and single parents with children. The estate plan will ultimately determine who receives your assets at death, and if you don’t have a will, the courts will decide. They will decide who gets your car, home and possibly your children. Just think about the burden and the stress left on loved ones to try to figure out what’s best.If you have significant assets, an estate plan can help preserve your wealth by considering how assets will be managed and utilized during periods of incapacity, minimizing estate taxes and helping to provide for your designated heirs.An estate plan can also be designed to benefit your favorite charity, college/university or church. The three basic documents essential to an effective estate plan are:WillTrustPower of Attorney (including Healthcare Power of Attorney)The documents listed above should be drawn up by an attorney; however, we can assist you with designing the overall strategy and any life insurance or trust services that may be required.Click on Private Trust Company brochure for more information.